Form CRS & Disclosures

Important Disclosures

This page provides important information and disclosures concerning our business, services, professional relationships, and regulatory responsibilities.

The nature and scope of services available to you may depend on the individual or entity providing the service, the capacity in which that person or entity is acting, applicable registrations or licenses, and the agreements governing your relationship.

Please review the applicable disclosures and Form CRS carefully. You may contact us if you have questions about the capacity in which a financial professional is acting, the services available to you, fees and costs, conflicts of interest, or the standards applicable to a particular relationship.

Nothing on this page changes or supersedes the terms of an applicable client agreement, Form CRS, regulatory disclosure, prospectus, offering document, insurance contract, or other controlling document.

Important Information About Our Services

Financial professionals may provide different types of financial services depending on their registrations, licenses, affiliations, and the nature of the relationship with the client.

Brokerage services and investment advisory services are different and are governed by different agreements, fees, obligations, and standards of conduct. A financial professional's obligations may therefore depend on the capacity in which the professional is acting with respect to a particular service or recommendation.

Please review the applicable agreements, Form CRS, and other disclosures for additional information regarding services, fees, conflicts of interest, and standards of conduct.

Firm: Reserve Investment Group, Inc.

Reserve Investment Group, Inc. is not itself a registered investment adviser or broker-dealer. It provides financial planning and insurance-related services. Any brokerage or investment-advisory services referenced in connection with your relationship with us are provided separately, through a registration held individually and not through Reserve Investment Group, Inc.

Reserve Investment Group, Inc. does not itself hold a broker-dealer or investment-adviser registration and does not have its own Form CRS.

Insurance products, where offered through Reserve Investment Group, Inc., are offered under state insurance license number 1293258.

Unpaid, Unaffiliated Referrals and Third-Party Professionals

Reserve Investment Group, Inc. may occasionally introduce individuals to independent professionals, businesses, service providers, or other third-party resources when we believe an introduction may be helpful.

Unless specifically disclosed otherwise, these third parties are independent of and unaffiliated with Reserve Investment Group, Inc. They are not employees, agents, representatives, partners, or joint ventures of Reserve Investment Group, Inc.

Reserve Investment Group, Inc. does not receive or pay referral fees, commissions, transaction-based compensation, revenue sharing, or other compensation in connection with the unpaid referrals described on this website.

Any introduction is provided solely as a convenience and should not be interpreted as a guarantee or representation regarding the qualifications, licensing, services, advice, products, performance, or results of any third party. Individuals are encouraged to independently evaluate any professional or service provider before engaging them.

Third-party professionals are responsible for their own services, recommendations, licensing, regulatory obligations, representations, fees, and business practices. Reserve Investment Group, Inc. does not control and is not responsible for services independently provided by an unaffiliated third party.

An individual is never required to use a professional or service provider introduced by Reserve Investment Group, Inc., and choosing or declining to work with a referred third party will not affect the services otherwise available to that individual.

Individuals who make unpaid introductions to Reserve Investment Group, Inc. are not authorized, solely by virtue of making an introduction, to provide investment advice, recommend securities or investment strategies, solicit or negotiate securities transactions, sell or solicit insurance, discuss specific insurance policy terms or conditions, make representations on behalf of Reserve Investment Group, Inc., or bind Reserve Investment Group, Inc. in any manner.

Where applicable, securities, investment advisory, insurance, legal, tax, accounting, or other regulated services are offered only through appropriately licensed or registered persons or entities and are subject to the laws, regulations, licensing requirements, and professional standards applicable to those persons or entities.

A referral or introduction does not create an advisory, fiduciary, agency, brokerage, insurance, attorney-client, accounting, or other professional relationship between Reserve Investment Group, Inc., the individual making the referral, the third-party professional, and the person receiving the referral.