If you own an annuity and your statement might as well be written in another language, you are not alone. The Checkup is a free, no-obligation review that answers four plain questions about the contract you already own — what it costs you, what it will pay you, where your surrender period stands, and whether it is still doing the job you bought it for.
Free · No obligation · Educational — not a sales pitch · Ohio, Michigan & Florida
The full video walkthrough is on its way. Until it lands, here are the lines from it that matter:
“If you own an annuity and your statement might as well be written in another language, you're not alone.”
“This is not a sales pitch, and it is not a recommendation to move anything. Sometimes the answer is: keep exactly what you have.”
“Bring your latest statement. That is the only homework.”
Every fee and rider on your contract, named and priced — including the ones that never show up as a line on your statement.
The income it can actually guarantee, the death benefit as it stands today, and what happens if you simply leave it alone.
How far into the surrender period you are, what it would cost to walk away today, and when that changes.
Contracts are bought for a reason. Life changes. The checkup measures the contract against the reason you bought it.
The one-page sheet walks you through the four questions and decodes the three numbers on every annuity statement — contract value, surrender value, and income base — in plain English. Tell us where to send it and it is yours, free.
1. Read the sheet. Five minutes with your latest statement. Most owners find at least one number they cannot explain — that is normal, and it is exactly what the checkup is for.
2. Answer a few questions. The short application tells us what you own and what is on your mind, so your checkup is prepared before we meet. We will never ask for a Social Security number or account credentials.
3. A 30-minute call. We confirm a time that suits you, walk the four questions with your statement in hand, and you leave with answers — whether or not anything ever changes.
The Annuity Owner's Checkup is a free educational review offered by Reserve Investment Group, Inc. It is not tax or legal advice, and it is not a recommendation to buy, sell, surrender, or exchange any contract. Annuity guarantees rest on the claims-paying ability of the issuing insurer. Your information is used only to deliver the checkup sheet and, if you ask, to prepare your checkup — see our Privacy Policy.
