Privacy Policy

Privacy Policy for Reserve Investment Group, Incorporated

At RIG Financial & Insurance Solutions, accessible from https://www.reserveinvestmentgroup.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by RIG Financial & Insurance Solutions and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in RIG Financial & Insurance Solutions. This policy is not applicable to any information collected offline or via channels other than this website.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.

How we use your information

We use the information we collect in various ways, including to:</p>

Provide, operate, and maintain our website

Improve, personalize, and expand our website

Understand and analyze how you use our website

Develop new products, services, features, and functionality

Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes

Send you emails

Find and prevent fraud

Log Files

RIG Financial &amp; Insurance Solutions follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

Cookies and Web Beacons

Like any other website, RIG Financial &amp; Insurance Solutions uses 'cookies'. These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

Google DoubleClick DART Cookie

Google is one of a third-party vendor on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to www.website.com and other sites on the internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URL – href="https://policies.google.com/technologies/ads">https://policies.google.com/technologies/ads

Our Advertising Partners

Some of advertisers on our site may use cookies and web beacons. Our advertising partners are listed below. Each of our advertising partners has their own Privacy Policy for their policies on user data. For easier access, we hyperlinked to their Privacy Policies below.

Google href="https://policies.google.com/technologies/ads">https://policies.google.com/technologies/ads

Advertising Partners Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of RIG Financial &amp; Insurance Solutions.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on RIG Financial &amp; Insurance Solutions, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that RIG Financial &amp; Insurance Solutions has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

RIG Financial &amp; Insurance Solutions's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options. 

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.

CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

Request that a business that collects a consumer's personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.

Request that a business delete any personal data about the consumer that a business has collected.

Request that a business that sells a consumer's personal data, not sell the consumer's personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.

<p>The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

RIG Financial &amp; Insurance Solutions does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.</p>

Our Privacy Policy was created with the help of the href="https://www.termsfeed.com/privacy-policy-generator/">TermsFeed Privacy Policy Generator.

Contact Us

<p>If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.

ONLINE PRIVACY POLICY AGREEMENT

January 1, 2023

State Burial Life Insurance Program () values its users' privacy. This Privacy Policy ("Policy") will help you understand how

we collect and use personal information from those who visit our website or make use of our online facilities and services, and

what we will and will not do with the information we collect. Our Policy has been designed and created to ensure those

affiliated with State Burial Life Insurance Program of our commitment and realization of our obligation not only to meet, but to

exceed, most existing privacy standards.

We reserve the right to make changes to this Policy at any given time. If you want to make sure that you are up to date with

the latest changes, we advise you to frequently visit this page. If at any point in time State Burial Life Insurance Program

decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated

when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have

the option as to whether to permit the use of their information in this separate manner.

This Policy applies to State Burial Life Insurance Program and any subsidiary company listed below, and it governs any and all

data collection and usage by us. Through the use of www.reserveinvestementgroup.com and any subsidiary website listed

below, you are therefore consenting to the data collection procedures expressed in this Policy.

Subsidiary Company: Subsidiary Website:

Reserve Investment Group, Incorporated Turning65.club

Turning 65 Club

Please note that this Policy does not govern the collection and use of information by companies that State Burial Life

Insurance Program does not control, nor by individuals not employed or managed by us. If you visit a website that we mention

or link to, be sure to review its privacy policy before providing the site with information. It is highly recommended and

suggested that you review the privacy policies and statements of any website you choose to use or frequent to better

understand the way in which websites garner, make use of and share the information collected.

Specifically, this Policy will inform you of the following

1. What personally identifiable information is collected from you through our website;

2. Why we collect personally identifiable information and the legal basis for such collection;

3. How we use the collected information and with whom it may be shared;

4. What choices are available to you regarding the use of your data; and

5. The security procedures in place to protect the misuse of your information.

Information We Collect

It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we

reserve the right not to register you as a user or provide you with any products or services. This website collects various

types of information, such as:

· Voluntarily provided information which may include your name, address, email address, billing and/or credit card

information etc. which may be used when you purchase products and/or services and to deliver the services you have

requested.

· Information automatically collected when visiting our website, which may include cookies, third party tracking

technologies and server logs.

In addition, State Burial Life Insurance Program may have the occasion to collect non-personal anonymous demographic

information, such as age, gender, household income, political affiliation, race and religion, as well as the type of browser you are using, IP address, or type of operating system, which will assist us in providing and maintaining superior quality service.

State Burial Life Insurance Programmay also deem it necessary, from time to time, to follow websites that our users may

frequent to gleam what types of services and products may be the most popular to customers or the general public.

Please rest assured that this site will only collect personal information that you knowingly and willingly provide to us by way of

surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose

for which it was requested, and any additional uses specifically provided for on this Policy.

Why We Collect Information and For How Long

We are collecting your data for several reasons:

· To better understand your needs and provide you with the services you have requested;

· To fulfill our legitimate interest in improving our services and products;

· To send you promotional emails containing information we think you may like when we have your consent to do so;

· To contact you to fill out surveys or participate in other types of market research, when we have your consent to do so;

· To customize our website according to your online behavior and personal preferences.

The data we collect from you will be stored for no longer than necessary. The length of time we retain said information will be

determined based upon the following criteria: the length of time your personal information remains relevant; the length of time

it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within

which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies or

associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such

information as stated in this Policy.

Use of Information Collected

State Burial Life Insurance Programdoes not now, nor will it in the future, sell, rent or lease any of its customer lists and/or

names to any third parties.

State Burial Life Insurance Programmay collect and may make use of personal information to assist in the operation of our

website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally

identifiable information as a means to keep you informed of other possible products and/or services that may be available to

you from www.reserveinvestementgroup.com and its subsidiaries.

State Burial Life Insurance Programand its subsidiaries may also be in contact with you with regards to completing surveys

and/or research questionnaires related to your opinion of current or potential future services that may be offered.

State Burial Life Insurance Programmay feel it necessary, from time to time, to contact you on behalf of our other external

business partners with regards to a potential new offer which may be of interest to you. If you consent or show interest in

presented offers, then, at that time, specific identifiable information, such as name, email address and/or telephone number,

may be shared with the third party.

State Burial Life Insurance Programuses various third-party social media features including but not limited to Facebook,

Twitter, Linkedin, Instagram and other interactive programs. These may collect your IP address and require cookies to work

properly. These services are governed by the privacy policies of the providers and are not within State Burial Life Insurance

Program's control.

Disclosure of Information

State Burial Life Insurance Program may not use or disclose the information provided by you except under the following

circumstances:

· as necessary to provide services or products you have ordered;

· in other ways described in this Policy or to which you have otherwise consented;

· in the aggregate with other information in such a way so that your identity cannot reasonably be determined;

· as required by law, or in response to a subpoena or search warrant;

· to outside auditors who have agreed to keep the information confidential;

· as necessary to enforce the Terms of Service;

· as necessary to maintain, safeguard and preserve all the rights and property of State Burial Life Insurance Program.

Non-Marketing Purposes

State Burial Life Insurance Programgreatly respects your privacy. We do maintain and reserve the right to contact you if

needed for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in State Burial

Life Insurance Program products and services). In certain circumstances, we may use our website, newspapers, or other

public means to post a notice.

Children under the age of 13

State Burial Life Insurance Program's website is not directed to, and does not knowingly collect personal identifiable

information from, children under the age of thirteen (13). If it is determined that such information has been inadvertently

collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such

information is deleted from our system's database, or in the alternative, that verifiable parental consent is obtained for the use

and storage of such information. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission

to use this website.

Unsubscribe or Opt-Out

All users and visitors to our website have the option to discontinue receiving communications from us by way of email or

newsletters. To discontinue or unsubscribe from our website please send an email that you wish to unsubscribe to

info@reserveinvestmentgroup.com. If you wish to unsubscribe or opt-out from any third-party websites, you must go to that

specific website to unsubscribe or opt-out. State Burial Life Insurance Program will continue to adhere to this Policy with

respect to any personal information previously collected.

Links to Other Websites

Our website does contain links to affiliate and other websites. State Burial Life Insurance Programdoes not claim nor accept

responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users

and visitors to be aware when they leave our website and to read the privacy statements of every website that collects

personally identifiable information. This Privacy Policy Agreement applies only and solely to the information collected by our

website.

Notice to European Union Users

State Burial Life Insurance Program's operations are located primarily in the United States. If you provide information to us,

the information will be transferred out of the European Union (EU) and sent to the United States. (The adequacy decision on

the EU-US Privacy became operational on August 1, 2016. This framework protects the fundamental rights of anyone in the

EU whose personal data is transferred to the United States for commercial purposes. It allows the free transfer of data to

companies that are certified in the US under the Privacy Shield.) By providing personal information to us, you are consenting

to its storage and use as described in this Policy.

Security

State Burial Life Insurance Programtakes precautions to protect your information. When you submit sensitive information via

the website, your information is protected both online and offline. Wherever we collect sensitive information (e.g. credit card information), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon

in the address bar and looking for "https" at the beginning of the address of the webpage.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only

employees who need the information to perform a specific job (for example, billing or customer service) are granted access to

personally identifiable information. The computers and servers in which we store personally identifiable information are kept in

a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure or modification of the

user's personal information under our control.

The company also uses Secure Socket Layer (SSL) for authentication and private communications to build users' trust and

confidence in the internet and website use by providing simple and secure access and communication of credit card and

personal information. In addition, State Burial Life Insurance Programis a licensee of TRUSTe.The website is also secured

by VeriSign.

Acceptance of Terms

By using this website, you are hereby accepting the terms and conditions stipulated within the Privacy Policy Agreement. If

you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your

continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you

agree and acceptance of such changes.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to

contact us at the following email, telephone number or mailing address.

Email: info@reserveinvestmentgroup.com

Telephone Number: 855-498-0151

Mailing Address:

State Burial Life Insurance Program

1414 S Green Rd Suite 105

Cleveland, Ohio

44121