We help your company remain competitive and attract top talent with little to no cost to your company.
Health insurance is a critical factor for small to large businesses to help retain and recruit employees and sustain productivity and satisfaction. RIG offers a range of group health insurance options from the nation's leading health insurance providers designed to help your business save money and support your employees’ health and well-being.
Purchase a health plan for Businesses with (2-50 employees) – Get a quote and see what deductible, copays and premium amounts are most popular with businesses like yours — all in under 10 minutes. When the time is right, you can purchase health insurance for your business directly from the Small Business Store.
Small Business Health Options Program (SHOP) – The Affordable Care Act introduced a new way for small business employers to shop for group health insurance. SHOP is an online marketplace where eligible employers can choose coverage options for their employees and where their employees can shop for insurance.
What employers can offer plans through the SHOP?
What is the Small Business Tax Credit?
The Small Business Tax Credit is available to employers with fewer than 25 full-time equivalent employees (not counting owners or their family members) who earn less than an average of $50,000 annually.
What plans are offered through the SHOP?
Employers may choose one plan or, in many states, have the option to offer multiple plans to employees through the SHOP.
Taxes – Taxes for small business owners are also unique. Our small business financial advisors know all the deductions you can take. They help you find ways to manage your money before tax season so as to never overpay your taxes.
Choose from a variety of plan designs, tailored provider networks and integrated benefits solutions to help meet your cost objectives and employee needs.
Learn more about group benefit plans, programs and solutions for businesses of all sizes.
Complements medical coverage and reduces employees’ out-of-pocket expenses for hospital stays.
Covers out-of-pocket expenses and non-covered medical services following an accident.
Bridges the gap between traditional medical coverage and disability, providing protection against potential financial consequences.
Is an affordable and very popular way to help employees control or reduce dental care expenses and encourage healthy habits.
Reduces your employees’ share of the cost for eye exams, prescription eyewear and other services and products provided by eye care professionals.
Gives your employees no-cost care when they need it, with on-demand 24/7 access to certified medical professionals, and assistance with non-emergency issues when an office visit isn’t necessary.
Covers ongoing assistance with the basic daily tasks of life in the event of long-term illness or injury, when the care is not included by medical and disability coverage.
Programs offer you the ability to help employees manage debt and save for retirement.
Provides financial protection for employees’ families following an insured person’s death, with the added benefit of truly affordable long-term care for conditions not covered by medical or disability insurance.
Protection is quickly becoming one of the more popular voluntary benefits products. Protect your employees with ID theft reimbursement and access to fraud resolution experts.
Replaces a portion of employees’ income during periods when they are unable to work
Provides discounted legal services including consultations on legal matters and preparation of wills and trusts.
Provide employees with assistance in tax preparation and related financial analysis.
Gives employees access to professional education, retirement and estate planning services. Bankruptcy and financial planning for pre- and post-divorce is also included.
Offers discounted rates on personal property and casualty insurance products.
Is growing in popularity. Help your employees cover the cost of veterinary care in the event of pet accidents and illness.
Covers employees who travel frequently, often at discounted rates.
Offer savings for employees on a wide variety of popular goods and services such as electronics, cellular services, travel, fitness and more.
Personalized benefits are a critical employee consideration for recruitment and retention. Learn how RIG is helping organizations build smarter employee benefits plans.