Insurance Services For SMall, Medium & Large Companies
Business Insurance Coverage
Our reputable insurance partners provide complete insurance solutions for business owners of all sizes. We'll pair your business with the right coverage from the right insurance company.
Business Insurance Coverage – Business insurance refers to a range of insurance products that are offered to organizations. These products are sometimes called commercial insurance products and they’re distinct from personal insurance products that are offered to individuals.
Like individuals, businesses are often exposed to at least a few risks and some businesses face an array of risks that could have devastating consequences. Business insurance can help your business shield themselves from many of the risks they’re exposed to.
Some of the more common liability policies that businesses frequently carry are:
- General Liability Insurance, which may cover general accidents and defamation suits
- Professional Liability Insurance, which may cover mistakes professionals make
- Cyber Liability Insurance, which may cover online attacks and data breaches
- Employment Practices Liability Insurance, which may cover discrimination claims
- Liquor Liability Insurance, which may cover alcohol-related incidents
- Commercial Umbrella Liability Insurance, which may offer additional liability protection
Some of the more common property insurance policies that businesses frequently get include:
- Commercial Property Insurance, which may cover owned buildings, equipment and inventory
- Commercial Auto Insurance, which may cover owned vehicles and provide liability protection for accidents
- Inland Marine Insurance, which may cover equipment while it’s transported between locations
- Equipment Breakdown Insurance, which may cover essential equipment when it malfunctions
- Flood Insurance, which may cover property against abnormal water patterns
- Business Income Insurance, which may cover prolonged revenue losses if a business’ property is severely damaged
Bonds – A bond is like an added level of insurance on your coverage plan. It guarantees a payment amount if certain conditions are (or aren’t) met in a contract you've signed.
There are different types of bonds
There are many types of bonds on the market. Some of the more common ones for small business owners and self-employed workers include:
Surety Bonds
- Court & Fiduciary
- License & Permit
- Lost Instrument
- Notary
- Public Official
Fidelity Bonds
- ERISA Fidelity
- Employee Dishonesty
- Janitorial & Home Service
- Service Provider
Other Bonds we can help you with
- Bid & Performance
- Sanitation & Recycling Program
- Student Transportation Services
- I-Bond® Services
We Make Insurance Easy
Our professional agents will get to know your unique insurance needs and offer solutions for everything you have to insure.
About Us
Business Owner's Insurance
From the one-man shop to large corporations, RIG has business solutions to fit your needs. We're experts in crafting customized commercial insurance policies suited to your unique business operations.
We offer insurance packages that include business auto, liability, workers comp, property and more. Our business insurance advisors are dedicated to offering excellent customer service and trustworthy advice. Contact us today to learn more.
Commercial Auto
From local pizza delivery to large commercial fleets, RIG offers commercial auto insurance packages to fit your business.
Business insurance needs are as diverse as the businessowners themselves. Your policy should be tailored to how you're using your cars and trucks for your business. We can find the right coverage for your needs.
We're experts in business insurance and provide outstanding customer service. Contact us today to learn more.
Commercial Liability
Whether you're looking for additional protection for your business or are being required to obtain coverage by a client, RIG can provide options for commercial liability insurance for your business.
Liability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O). Contact us today to find out what we recommend for your business.
Commercial Property
Commercial property insurance can help reduce the risk of a loss putting a financial strain on your business.
Our professional agents can review your business assets, such as properties, inventory, equipment, and tools and recommend coverage so that you're adequately insured.
RIG Insurance works with many commercial insurance companies who offer programs tailored to business owners. Contact us today to schedule a consultation with one of our insurance advisors.
Commercial Umbrella
Whether you’re a small business with a variety of bonding requirements, or an individual looking for a specific type of bond, RIG has a surety program designed to fit your needs.
RIG will work with your business to find products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.
Contact us today to find out more about our outstanding service and quick response from our team of licensed agents.
Surety & Fidelity Bonds
Whether you’re a small business with a variety of bonding requirements, or an individual looking for a specific type of bond, RIG has a bond program designed to fit your needs.
RIG will work with your business to find products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.
Contact us today to find out more about our outstanding service and quick response from our team of licensed agents.
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